Top questions
About financing
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Why Does the Age and Mileage of a Car Affect Its Value?

Would you buy a shirt at a thrift store for the same price as a shirt at a boutique? The moment a car leaves the lot under new ownership, the value of that car slowly depreciates because everything that defines that car is being worked. The longer you drive a car, the more worn-out its parts are going to be. That’s why used cars have a much lower price tag than new cars. 

Is a Down Payment Absolutely Necessary?

Placing a down payment is not always a requirement, but it is very highly recommended. The more you put down, the less your monthly payment will be because you’re borrowing less money when you finance. 

Does Prieto Automotive Offer Financing?

Yes, you can visit any of our locations and our experts will assist you with financing options to fit your budget! Just give us a call or come down to any of our stores. No matter your credit score or available budget, we’ll do what we can to work with you. 

Should I Lease or Buy?

That depends on your goal. Do you want a car to call your own by the end of the contract, or do you want to be able to switch between cars during shorter terms with no post-contract commitment? When you own a car, the value will have decreased by the end of your contract making it only useful for trade-ins so you should pick a car you know you’ll like for a long time. Leasing allows you to rent out different cars on shorter contracts, you just don’t get to officially “own” a car this way. 

When Should I Refinance My Car?

Sometimes life happens and you need to start rethinking your budget. If that’s the case, refinancing your car could help you. The term of your contract may be extended (meaning you’ll have to pay longer) but your monthly payment and APR will decrease and give you that leeway you need. 

Does Prieto Automotive Have Deals on Financing?

Our stores always has deals on cars. Each location has a unique set of sales pricing, all you need to do is head over to our websites, social media pages, or simply give us a call!

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